Securing a High-Yield First Investment Post-Budget

The Client
Serena wanted to buy property but couldn't afford the home she wanted in Sydney without major lifestyle compromises. Rather than settle for something she didn't love just to get into the market, she chose to rent where she wanted to live and use an investment property as the first step towards building wealth and eventually owning debt-free.

‍

Why She Appointed a Buyer's Agent
Serena had considered investing before, but conflicting advice on locations and strategy had left her stuck between researching and actually buying. Post-budget, she wanted to understand how the tax changes affected her personally. Once she was comfortable with the cashflow, she saw softer buyer conditions as an opportunity rather than a reason to wait. As a first-time investor, she wanted a clear rationale behind the strategy, location and property selection, with someone managing the due diligence and negotiation alongside her.

‍

The Outcome
Secured a three-bedroom home on 362sqm with a north-facing aspect, bought post-budget while many buyers held off. With the cashflow and strategy clear, Serena moved on a well-located entry that balances affordability with strong owner-occupier fundamentals. Forecast growth supports future equity, positioning her to keep scaling her portfolio or put that equity towards her dream home down the track.

• Rent: $630 per week (~4.7% gross yield at the targeted purchase price)
• 3-bed home on 362sqm, north-facing, front of only two properties, no body corporate
• Owner-occupier: ~90% on the street
• 315m to shops; within 1km of primary and secondary schools